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2.6.2 Bad news letters/memos - eg declining a credit application

We cannot always say 'yes' in our written communication but saying 'no' does not mean that the relationship between the receiver and the sender needs to be damaged. When you give bad news, such as refusing credit, the reader may feel that you are making a comment on your opinion of them and exercising your power over them. They may have difficulty understanding and accepting your rejection. You would obviously have good reasons for making your decision and this structure is designed to help the reader to understand your reasons.

1. Neutral comment

Avoid:

2. Explanation

Give your reasons for the decision (note that reasons precede denial). You will always have good reasons or you would not have made the decision to deny the request. This will increase the chance of the reader understanding and accepting your reasons.

Avoid:

If possible, emphasise reasons that might benefit the reader.

3. Refusal

Avoid:

4. Positive ending

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